209-755 McGill Road

Kamloops, BC V2C 0B6

Is the Home Buyers’ Plan Increase Really All That?

Tara Sales Kamloops Mortgage Broker

As your local Kamloops mortgage broker, I am diving into the increase in withdrawal limits for the Home Buyers’ Plan. Is this exciting news for first-time home buyers, or is it all just a charade put on by the federal government? Saving for a down payment on your first home can seem daunting, given the […]

Buy and Renovate for the Perfect Abode With a Mortgage for Fixer Uppers

Tara Sales Kamloops Mortgage Broker

As your local Kamloops mortgage broker, I can relay that many homebuyers looking at older properties find themselves in a common predicament: they’ve found a property that suits them but needs costly and immediate upgrades. Check out my blog post “Buying a Home in 2023-Preventing Buyer’s Remorse.” Many buyers add the costs of those immediate […]

Which Mortgage Features Are the Most Important?

Tara Sales Kamloops Mortgage Broker

It’s easy to look online for a mortgage rate. However, the rate is only one aspect of saving money on your mortgage over the long term. It’s essential that you also consider mortgage features. Here are the big ones – Early Payout Penalties. There are many reasons why breaking your mortgage makes good financial sense, […]

Building Community and Raising Funds for Kamloops Kidsport

Tara Sales Kamloops Mortgage Broker

https://youtu.be/o7jeEIAZWg4 As a local business owner and mortgage broker in our Kamloops community, I feel it’s important to give back where you can and where your heart calls. If you haven’t had the chance to check out my “About Me” page, I would love for you to have a read. As an open heart surgery […]

The Lowdown on Down Payments

Tara Sales Kamloops Mortgage Broker

As your local Kamloops mortgage broker, I always get questions about down payments. Here is the lowdown on how much you need and how you might get it. How much do you need? Not surprisingly, most Canadian homebuyers purchase a property with the absolute minimum down payment. The minimum can vary, so you want to […]

Five Reasons Why You Should Let Renters Help Pay Your Mortgage

Tara Sales Kamloops Mortgage Broker

Are you a savvy homebuyer? Then, let renters help pay your mortgage. Canada Mortgage and Housing Corporation (CMHC) allows homeowners to count all the income from their legal secondary unit(s), making it easier to qualify for a mortgage and boosting many home-buying options.  This option is not new. CMHC introduced the changes to owner-occupied residences […]

10 Steps to Home Ownership – Understanding the Mortgage Process.

Tara Sales Kamloops Mortgage Broker

https://youtu.be/ofypSgHCZAg Are you dreaming of being in your own home in Kamloops this summer? Maybe it’s not as far away as you think. In fact, you might be just ten steps away! Here are 10 steps: Start on the right foot and get professional mortgage advice! I can help you determine if you’re ready to […]

Exploring Mortgage Amortization Extensions

Tara Sales Kamloops Mortgage Broker

Recent inflation numbers indicate that inflation is slowing, and many economists are saying that the Bank of Canada has what it needs to continue to pause on rate hikes for the time being. While this is a positive sign, it does not necessarily translate to relief in the cost of living. Many people are still […]

5 Reasons to Get a Second Opinion on Your Mortgage Renewal

Tara Sales Kamloops Mortgage Broker

As your local Kamloops Mortgage Broker, it’s surprising that so many homeowners sleepwalk through the mortgage renewal process and don’t look at all their options in the marketplace. Many accept whatever their lender offers or have a short negotiation to shave a few points off. While it’s tempting to choose what is most accessible, it’s […]