As your local mortgage broker in Kamloops, I feel that there is an increase in home buyers turning to mortgage brokers for their first and next mortgage, taking advantage of the value and convenience of our services.
One of the most compelling reasons to work with a mortgage broker is choice – access to a wide range of lending sources, making it significantly easier to get a mortgage that best suits your needs. When dealing directly with one financial institution, you don’t know if you’re getting the best deal because they’ve only got their menu of products to offer you. Check out CHMC Borrowing Tips for Homebuyers on the advantages of ensuring you get the best rate.
If you are dealing with one of the largest mortgage brokerages in the country, you’ll also enjoy considerable bargaining power. A large brokerage has clout with lenders to negotiate volume discounts and limited-time specials. Brokers are generally paid by the lender rather than the borrower, making it a logical choice to always consult with a mortgage broker. As your mortgage broker in Kamloops, I will shop the market for the best rate and product, doing all the work, and there’s no cost to you (oac).
While securing your financing, I will be with you every step of the way to answer all your questions, outline your best options, and efficiently guide you through the process. Everything relating to your mortgage can be managed around your busy schedule. I will also stay in touch with you after your mortgage closes, keeping you apprised of new mortgage rules and money-saving opportunities and advising when you might want to take action, for instance, locking in your variable-rate mortgage.
Ultimately, my role as your mortgage broker is that of a trusted advisor, and it’s a relationship that can last a lifetime.
Whether you’re taking on your first mortgage or a long-time homeowner looking to refinance, consolidate debt or leverage your equity to acquire a new property, a mortgage broker is a wealth of information. You’ll get advice about down payment requirements, mitigating credit history issues, mortgage payment and prepayment options, interest-saving strategies, and more. Brokers also specialize in all situations – purchasing vacation, investment and commercial properties, self-employed mortgages, reverse mortgages, and mortgage options for new Canadians.
When you get a mortgage, likely the most significant financial commitment you’ll make in a lifetime, it’s critical that the person you’re dealing with is knowledgeable and experienced and has access to a full range of lenders. Hence, you get the best mortgage for your needs.
Working with a trusted mortgage advisor is an essential part of home ownership. Let’s talk today!