Buy and Renovate for the Perfect Abode With a Mortgage for Fixer Uppers
As your local Kamloops mortgage broker, I can relay that many homebuyers looking at older properties find themselves in a common predicament: they’ve found a property that suits them but needs costly and immediate upgrades. Check out my blog post “Buying a Home in 2023-Preventing Buyer’s Remorse.” Many buyers add the costs of those immediate […]
Which Mortgage Features Are the Most Important?
It’s easy to look online for a mortgage rate. However, the rate is only one aspect of saving money on your mortgage over the long term. It’s essential that you also consider mortgage features. Here are the big ones – Early Payout Penalties. There are many reasons why breaking your mortgage makes good financial sense, […]
Building Community and Raising Funds for Kamloops Kidsport
https://youtu.be/o7jeEIAZWg4 As a local business owner and mortgage broker in our Kamloops community, I feel it’s important to give back where you can and where your heart calls. If you haven’t had the chance to check out my “About Me” page, I would love for you to have a read. As an open heart surgery […]
The Lowdown on Down Payments
As your local Kamloops mortgage broker, I always get questions about down payments. Here is the lowdown on how much you need and how you might get it. How much do you need? Not surprisingly, most Canadian homebuyers purchase a property with the absolute minimum down payment. The minimum can vary, so you want to […]
Five Reasons Why You Should Let Renters Help Pay Your Mortgage
Are you a savvy homebuyer? Then, let renters help pay your mortgage. Canada Mortgage and Housing Corporation (CMHC) allows homeowners to count all the income from their legal secondary unit(s), making it easier to qualify for a mortgage and boosting many home-buying options. This option is not new. CMHC introduced the changes to owner-occupied residences […]
10 Steps to Home Ownership – Understanding the Mortgage Process.
https://youtu.be/ofypSgHCZAg Are you dreaming of being in your own home in Kamloops this summer? Maybe it’s not as far away as you think. In fact, you might be just ten steps away! Here are 10 steps: Start on the right foot and get professional mortgage advice! I can help you determine if you’re ready to […]
Why Choose a Mortgage Broker Over a Bank in 2024: The Smart Mortgage Guide
In today’s dynamic real estate market, finding the right mortgage to suit your needs is more critical than ever. With economic conditions and interest rates constantly evolving, navigating the labyrinth of mortgage options can be challenging. If the bank has always been your go-to for your mortgage needs, check out my blog post, “5 Reasons […]
Exploring Mortgage Amortization Extensions
Recent inflation numbers indicate that inflation is slowing, and many economists are saying that the Bank of Canada has what it needs to continue to pause on rate hikes for the time being. While this is a positive sign, it does not necessarily translate to relief in the cost of living. Many people are still […]
5 Reasons to Get a Second Opinion on Your Mortgage Renewal
As your local Kamloops Mortgage Broker, it’s surprising that so many homeowners sleepwalk through the mortgage renewal process and don’t look at all their options in the marketplace. Many accept whatever their lender offers or have a short negotiation to shave a few points off. While it’s tempting to choose what is most accessible, it’s […]
Six Financial Resolutions That Can Change Your Life
As we near the end of the year, I your local Kamloops mortgage broker, believe it’s important to discuss how we can set ourselves up for financial success in the new year.
