209-755 McGill Road

Kamloops, BC V2C 0B6

Building Community and Raising Funds for Kamloops Kidsport

Tara Sales Kamloops Mortgage Broker

https://youtu.be/o7jeEIAZWg4 As a local business owner and mortgage broker in our Kamloops community, I feel it’s important to give back where you can and where your heart calls. If you haven’t had the chance to check out my “About Me” page, I would love for you to have a read. As an open heart surgery […]

The Lowdown on Down Payments

Tara Sales Kamloops Mortgage Broker

As your local Kamloops mortgage broker, I always get questions about down payments. Here is the lowdown on how much you need and how you might get it. How much do you need? Not surprisingly, most Canadian homebuyers purchase a property with the absolute minimum down payment. The minimum can vary, so you want to […]

Five Reasons Why You Should Let Renters Help Pay Your Mortgage

Tara Sales Kamloops Mortgage Broker

Are you a savvy homebuyer? Then, let renters help pay your mortgage. Canada Mortgage and Housing Corporation (CMHC) allows homeowners to count all the income from their legal secondary unit(s), making it easier to qualify for a mortgage and boosting many home-buying options.  This option is not new. CMHC introduced the changes to owner-occupied residences […]

10 Steps to Home Ownership – Understanding the Mortgage Process.

Tara Sales Kamloops Mortgage Broker

https://youtu.be/ofypSgHCZAg Are you dreaming of being in your own home in Kamloops this summer? Maybe it’s not as far away as you think. In fact, you might be just ten steps away! Here are 10 steps: Start on the right foot and get professional mortgage advice! I can help you determine if you’re ready to […]

Why Choose a Mortgage Broker Over a Bank in 2024: The Smart Mortgage Guide

Tara Sales Kamloops Mortgage Broker

In today’s dynamic real estate market, finding the right mortgage to suit your needs is more critical than ever. With economic conditions and interest rates constantly evolving, navigating the labyrinth of mortgage options can be challenging. If the bank has always been your go-to for your mortgage needs, check out my blog post, “5 Reasons […]

Exploring Mortgage Amortization Extensions

Tara Sales Kamloops Mortgage Broker

Recent inflation numbers indicate that inflation is slowing, and many economists are saying that the Bank of Canada has what it needs to continue to pause on rate hikes for the time being. While this is a positive sign, it does not necessarily translate to relief in the cost of living. Many people are still […]

5 Reasons to Get a Second Opinion on Your Mortgage Renewal

Tara Sales Kamloops Mortgage Broker

As your local Kamloops Mortgage Broker, it’s surprising that so many homeowners sleepwalk through the mortgage renewal process and don’t look at all their options in the marketplace. Many accept whatever their lender offers or have a short negotiation to shave a few points off. While it’s tempting to choose what is most accessible, it’s […]

Manage Your Credit Score…It’s Your Passport to Financial Opportunities

Tara Sales Kamloops Mortgage Broker

November is Financial Literacy Month! As your local Kamloops mortgage broker, I believe it is essential to provide education to help you get into home ownership and place you in a better position with your budget. So maybe you let a few bills slide when things were tight. Or perhaps you haven’t seen a zero […]

Renewing in a Higher Interest Rate Environment

Tara Sales Kamloops Mortgage Broker

Preparing for Higher Rates Given inflationary pressures, the Bank of Canada indicated in their last rate announcement that rate hikes could continue to take place if inflation does start to rise again. This means don’t put your celebratory hat on just yet. We may not have seen our last Bank of Canada increase. Views among […]